Tammy Flanagan has been providing retirement planning assistance to federal employees since 1985 when she first began her work as a retirement benefits specialist at the Federal Bureau of Investigation. Her extensive knowledge of the federal benefits systems and her ability to explain difficult concepts in an easy to understand manner has made her a sought after speaker and presenter at pre-retirement seminars, training conferences and online training events. Throughout her career, she has also enjoyed assisting individual employees by providing guidance and pre-retirement benefits counseling.
Sheila Nichols is a retirement and benefits expert, helping federal employees transition from their federal careers into retirement. She retired from the federal government herself in 2015 after 33 years of federal service. Ms. Nichols has worked for the Department of Defense (DOD), Department of Veterans Affairs (VA), National Oceanic and Atmospheric Administration (NOAA), and the National Institute of Standards and Technology (NIST). She has given various seminars over the years on topics related to retirement and benefits to federal employees. In 2010, Ms. Nichols received the highest honor bestowed upon NIST employees, the Bronze Medal, recognizing her for her superb leadership and customer service in helping employees navigate through their federal benefits and into retirement.
Upon her retirement from federal service, Ms. Nichols created her own business, HR4U2 LLC, providing training and consulting services in human resources. Her passion is providing benefits and retirement counseling and helping others transition smoothly into retirement. Ms. Nichols most recently provided her retirement and benefits expertise under a contract with the Nuclear Regulatory Commission (NRC).
Ms. Nichols is currently working with Long Term Care Partners LLC and gives presentations on long term care insurance for federal employees and retirees. She is an active member of the National Active Retired Federal Employees Association (NARFE) and the Society of Human Resources Management (SHRM).
Ms. Nichols has a Bachelor of Science Degree in Business Administration from Frostburg State University and a M.B.A. from Frostburg as well.
She lives in Frederick, Maryland with her husband and four teacup poodles (Martini, Shaker, Margarita, and Salt).
Tammy Flanagan, LLC, was founded with the central goal of providing civilian federal employees with the resources, guidance and close cooperation needed to maximize your federal retirement benefits. Tammy has dedicated her entire career to helping you make the most of your federal retirement benefits. There is never a better time to begin planning for your retirement. Tammy has found a variety of formats to assist you in every aspect of your retirement planning from the basic information needed by new employees to more complex issues encountered by those who are already living in retirement.
Tammy Flanagan, LLC, adheres to four important principles for every consultation, seminar, and webinar that she conducts:
These foundational principles have guided the successful consultations offered to countless civilian federal employees in the US and around the
world. Contact us today to take ownership over your retirement!